The free crypto payment gateway for merchants
Accept Bitcoin, USDT, USDC and six more coins directly to your own wallet — with no monthly fee, unlimited transactions, and no chargebacks. Here is exactly what "free" means and how to start today.
€0 / month
Free up to €500 in monthly payment volume — with unlimited transactions.
What is a free crypto payment gateway?
A crypto payment gateway lets your business accept cryptocurrency — Bitcoin, USDT, USDC and more — the same way a card processor lets you accept Visa or Mastercard. The customer chooses to pay in crypto at checkout, sends the payment, and your order is marked as paid once the blockchain confirms it.
A free crypto payment gateway does this without charging you a monthly fee. With Crypto IPG, you can accept crypto for €0 per month, handle up to €500 in monthly payment volume, and process an unlimited number of transactions — with no per-payment percentage taken by the platform. It is a genuine way to start accepting crypto with zero upfront cost and no card required.
Just as importantly, Crypto IPG is non-custodial. That means every payment goes straight from your customer to a wallet you control. The platform never holds your money, so there is no processor sitting between you and your funds — and nothing to freeze, delay, or lose.
What "free" actually means
Plenty of services call themselves "free" and then quietly take a percentage of every sale, or cap you at a handful of transactions. Here, free means free in the way that matters to a merchant:
€0 monthly fee. The Free plan costs nothing per month and needs no credit card to start. Unlimited transactions. There is no limit on the number of payments you can receive — five a month or five thousand, the count never holds you back. €500 in monthly volume included. You can settle up to €500 worth of payments each month on the free plan before an upgrade is even a question. No platform percentage. Because payments are non-custodial and go straight to your wallet, the platform does not skim a cut from each sale.
Why merchants choose a free crypto gateway
Zero cost to start
Test crypto payments on a real store with no monthly fee and no card. If it works for you, keep going; if not, you have risked nothing.
No chargebacks
Crypto payments are final once confirmed. Unlike cards, there are no chargebacks or fraudulent reversals eating into your revenue.
You keep your money
Non-custodial means funds land directly in your wallet. No payout schedule, no account freezes, no middleman holding your cash.
Global by default
Anyone with a crypto wallet can pay you, anywhere in the world, without cross-border card fees or currency-conversion surprises.
Unlimited transactions
Whether you sell one high-value item or thousands of small ones, the free plan never limits how many payments you can take.
Stable-value option
Accept USDT or USDC to receive dollar-stable value, sidestepping crypto volatility while keeping the low fees and speed.
How it works in 4 steps
Getting paid in crypto is simpler than most merchants expect. There is no crypto knowledge required — you set up once and the gateway handles the rest.
Add your wallet
Create a free account and paste in a receive address for each coin you want to accept. You control the wallet; we never touch it.
Show a checkout
Use a ready-made plugin for WooCommerce, WHMCS and more, or the REST API. Crypto appears as an option at checkout.
Customer pays
They pick a coin, see the exact amount and a QR code, and send payment straight to your wallet.
You get confirmed
Our watcher confirms the payment on-chain and a signed webhook marks the order paid. Both sides get a receipt.
Coins you can accept — all included
The free plan is not limited to one or two coins. You can accept every supported cryptocurrency from day one, including the two most popular dollar-stable coins:
Bitcoin
Ethereum
USDT
USDC
Litecoin
Tron
Dogecoin
Solana
Polkadot
When you would upgrade (and when you would not)
The free plan is built to carry a real, growing business — not just a trial. You only need to think about a paid plan when your total monthly payment volume climbs past €500. The number of transactions never forces an upgrade.
When you do outgrow the free tier, the paid plans are inexpensive and priced by monthly volume, so you only pay for the capacity you actually use:
| Plan | Monthly volume included |
|---|---|
| Free — €0/mo | Up to €500, unlimited transactions |
| Starter — €9.99/mo | Up to €5,000 |
| Growth — €19.99/mo | Up to €20,000 |
| Business — €49.99/mo | Up to €100,000 |
| Unlimited — €99.99/mo | Unlimited volume |
Frequently asked questions
Is the crypto payment gateway really free?
Yes. The Free plan costs €0 per month with no card required. You can process up to €500 in monthly payment volume with an unlimited number of transactions, and only upgrade if your monthly volume grows beyond that.
What does "unlimited transactions" mean?
There is no cap on how many payments you can receive. Whether that is 5 or 5,000 payments a month, the count never limits you — only the total monthly volume in euros determines when you would move to a paid plan.
Do you take a percentage of each payment?
No. Because the gateway is non-custodial, funds go straight from your customer to your own wallet. The plan is a flat monthly price based on volume — there is no per-transaction percentage taken by the platform.
How do I avoid crypto price swings?
Accept the stablecoins USDT or USDC. They track the US dollar, so a €50 payment stays worth about €50. You still get crypto speed and low fees, without the volatility.